Updated for 2025 Incentives

Solar ROI Calculator

Discover your potential savings. Compare Cash vs. Loan scenarios and see exactly when your system pays for itself.

configuration
$

We estimate you need a 9.73 kW system.

4.5 hours / day
2h (Cloudy)5h (Average)8h (Sunny)
$
$

Total Gross System Cost: $27,244

25-Year Savings
$85,570

After estimated costs

Payback Period
7 Years

Break-even point

CO2 Offset
13.6 tons/yr

Equiv. to 543 trees

Cumulative Savings Over Time

Usage & System Specs

System Size

9.73 kW

Gross Cost

$27,244

Incentives

-$8,173.2

Net Cost

$19,070.8

Is Solar Worth It in 2025?

With utility rates rising by an average of 3-5% annually across the US, locking in your electricity costs with solar is one of the smartest financial hedges available. While the upfront cost can be significant, the 30% Federal Tax Credit and potential state incentives dramatically reduce the net price.

Most homeowners see a return on investment (ROI) of 10% to 20%, far outperforming the S&P 500 average over the same 25-year period.

Understand the Numbers

Payback Period

The time it takes for your cumulative energy bill savings to equal the net cost of your system. Once you pass this year, your energy is essentially free.

Net 25-Year Savings

The total amount of money you keep in your pocket instead of paying to the utility company over the warranted life of your panels.

Frequently Asked Questions

Did you know?

Homes with solar panels sell for 4.1% more on average than comparable homes without solar.

*Source: Zillow Economic Research