Wealth Engine
Visualize the exponential power of compounding. Set your goals, adjust for inflation, and plan your exit from the 9-to-5 with mathematical precision.
S&P 500 historical average is ~10% before inflation.
Projected Value
$177790.00
Growth Multiplier
Your money will grow by 2.57x over this period.
Tax Estimate
Estimated tax impact on gains: -$29416.20.
Compound Logic
Compounding is the engine of wealth. It's the process where your earnings generate their own earnings. Over decades, this exponential effect turns consistent contributions into significant capital.
Leverage Time
The greatest asset in investing isn't money—it's time. Starting 10 years earlier can resulting in doubling your final portfolio size.
Real vs Nominal
Nominal growth looks good on paper, but real growth (adjusted for inflation) is what dictates your future standard of living.
Freedom Math
The 4% rule suggests that if you can live on 4% of your total portfolio annually, you have achieved financial independence. This calculator helps you map the path to that number.
The Blueprint
Principal × (1 + r)^t
Output
Future Wealth
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