Side Hustle Analyzer
Are you building wealth or just burning time? Calculate your true hourly wage after expenses, platform fees, and taxes.
Your Real Take-Home Pay
Profit Margin
63.7%
Tax Reserved
$135.00
25.0%
$9180.00
Based on current monthly net
Efficiency Check
A side hustle is only viable if the Return on Time Invested (ROTI) exceeds your opportunity cost. Driving 30 minutes to make a $10 delivery is often a net loss when you factor in gas and depreciation.
Time Audit
Don't just count the "active" hours. Include prep time, commuting, packaging, and messaging clients. These are all billable hours you are spending.
Hidden Costs
Platform fees (Upwork, Uber, Etsy) take 5-25% off the top. Then taxes take another 25%. Your $100 gig might only put $50 in your pocket.
The Reality
The goal of a side hustle is specific: scalable income. If your effective hourly wage decreases as you scale, you have a bottleneck.
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