ETF / EPF Calculator
Know your rights. Calculate precise contribution amounts for the Employee Provident & Trust Funds.
Salary Details
Amount eligible for EPF/ETF (Basic + Budgetary Relief).
Employee Pays
EPF (8%)0
Net Salary50,000
Employer Pays
EPF (12%)0
ETF (3%)0
Total Cost50,000
Total Fund Balance per Month: Rs. 0
Salary Details
Amount eligible for EPF/ETF (Basic + Budgetary Relief).
Employee Pays
EPF (8%)0
Net Salary50,000
Employer Pays
EPF (12%)0
ETF (3%)0
Total Cost50,000
Total Fund Balance per Month: Rs. 0
Understanding EPF & ETF in Sri Lanka
In Sri Lanka, the Employees' Provident Fund (EPF) and Employees' Trust Fund (ETF) are mandatory social security schemes that ensure financial stability for private-sector employees. Whether you are an employer ensuring compliance or an employee wanting to verify your take-home pay, accurate calculation is essential.
Current Statutory Rates (2024)
- Employee Share (EPF): 8%
- Employer Share (EPF): 12%
- Employer Share (ETF): 3%
The "Total Cost to Company" (CTC)
Your CTC is not just your gross salary. It includes the 15% (12% EPF + 3% ETF) that your employer contributes on top of your gross pay. Our tool calculates this instantly.
EPF & ETF Compliance Tips
- Due Dates: Contributions must be paid to the respective funds by the 15th of the following month to avoid penalties.
- Earnings Inclusion: EPF/ETF are calculated on "Total Earnings," which includes basic salary, fixed allowances, and piece-rate payments (but usually excludes overtime).
- Withdrawal: EPF can generally be withdrawn upon retirement (age 55 for men, 50 for women) or under specific circumstances like medical needs or housing.
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