The Subscription Auditor

Small monthly bills feel harmless, but they add up to a fortune over time. Audit your recurring expenses and see the real "wealth destruction" of unused subscriptions.

Add Subscription
Enter your monthly recurring bills
Active Subscriptions3 Items
Netflix$15.99/mo
Spotify$9.99/mo
ChatGPT Plus$20.00/mo

Monthly Total

$45.98

Yearly Waste

$551.76

10-Year Cost

$5517.60

Opportunity Cost

$8411.86

If you canceled these and invested the money at 8% interest, this is how much you'd have in 10 years.

That's the price of a small car!

Subscription Creep

Studies show the average person spends over $200 a month on subscriptions, often forgetting about half of them. This "subscription creep" is one of the biggest leaks in modern personal finance.

Rule of 752

A simple mental trick: multiply any weekly expense by 752. That's how much it will cost you in 10 years if you invested that money instead. For monthly costs, multiply by 173.

Audit Checklist

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Unused Streaming

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Inactive Gyms

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Duplicate SaaS

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Email Subs