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Startup Cost Calculator

Don't run out of cash. Estimate your initial investment and monthly burn rate.

Add Expenses
Expense List

Equipment & Hardware

One-Time
$2,000

Estimated Capital Needed

$2,000

Includes 100% of one-time costs + 6 months of operating runway.

One-Time Costs

$2,000

Monthly Burn

$0

Tip: Most startups underestimate their costs by 30%. Consider adding a "Contingency Fund" item.

Why You Need a Startup Cost Estimate

Underestimating initial costs is one of the leading reasons new businesses fail. From legal fees and licensing to equipment and marketing, hidden costs can quickly deplete your capital. Accurate estimation is essential for securing funding and planning your first year of operations.

One-Time Costs vs. Monthly Expenses

It's important to distinguish between one-time "launch" costs and ongoing monthly operating expenses:

  • One-Time Costs: Web development, legal incorporation, office furniture, initial inventory, and branding.
  • Monthly Expenses: Rent, utilities, software subscriptions, salaries, and marketing spend.

The "Runway" Strategy

In the startup world, "Runway" is the amount of time your business can continue to operate before it runs out of money. We strongly recommend having at least 6 to 12 months of operating expenses in the bank before launching. This gives you time to reach profitability without the stress of immediate failure.